Board of Directors

Mr. A. Palanivel – Non Executive Independent Director
An Indian Police Service (IPS) Officer who has put in 33 years of service in the UP police and retired from the rank of Director General of Police. He is a recipient of the Indian Police Medal for long and meritorious services and also the President's Police Medal award for his distinguished services, he has been associated since 2009.

Mr. Md. Fayzer Rahman – Non Executive Independent Director
Mr. Rahman is the Executive Vice President (Operation), ASA Bangladesh, the Forbes best run Microfinance Company. Mr. Rahman is recognized as an authority in the space of providing financial services to the poor and has presented several papers on the impact and need of financial services aimed at the poor. He oversees 3177 branches and manages a portfolio of over 12000 Crore Taka. He has been associated with VFL since 2011.

Mr. Rajiv Prakash - Non Executive Independent Director
Rajiv, a Mechanical Engineer has completed his post-graduation in Marketing Management. He has over 20 years of work experience across leading Information Technology and FMCG corporate houses in the domain of Strategy, Business Development, Marketing, Sales & Distribution, and Customer Service. He has successfully led large businesses in India, created and led a JV in the Middle-East and is credited with creating and growing a new business venture in the US in his last assignment in HCL, associated since 2014.

Mr. Sankalp Gaur – Non Executive Independent Director
Sankalp, holds a Masters degree in Electrical Engineering and Computer Engineering from Georgia Institute of Technology, USA and MBA from Indian School of Business, Hyderabad. He has ten years of work experience in USA and India, associated since 2012.

Ms. Shanoo Moses – Managing Director
is a qualified Electrical and Electronics engineer who has worked in Mumbai and Hyderabad and has been involved in teaching engineering at graduate level. She has been involved in community development through various outreaches in Mumbai, Chennai and Hyderabad. She holds an Executive MBA from Indian Institute of Management, Lucknow. She has undergone intensive exposure to small loan finance and possesses valuable administrative and social entrepreneurship experience. She has been the founder and Director In-charge, since initiating operations in 2009.